Friday, February 27, 2015
YOLO COUNTY NEWS
99 CENTS

Save a bundle by bundling insurance

By
From page A5 | March 22, 2013 |

car care pic 322

(BPT) – Bundling insurance products with one company– and scoring cheaper premiums as a reward– isn’t a new concept. But, according to a recent study by J.D. Power and Associates, not only is bundling still popular among consumers, it also results in higher customer satisfaction.

The study found that nearly 60 percent of customers bundle auto and homeowners policies with the same insurer. When customers need additional products – such as motorcycle, boat and life insurance – 77 percent of them choose to bundle. The study notes that insurance bundlers also tend to be more satisfied with their insurers overall, not just with the premium discounts they’re getting.

Charles Valinotti, Head of Underwriting & Product with insurer QBE, says bundling insurance policies offers other benefits besides lower premiums.

“Customer convenience is one advantage,” says Valinotti. “It’s easier to manage insurance policies when you don’t have to work with multiple insurers. And if you have a claim, you just need to call one company.”

Bundling might also give you an edge when you file a claim. Valinotti says insurance companies are interested in keeping your business and will be open to renewing policies when there’s a loss – unless it’s something extreme.

How can you get the biggest bang out of your insurance bundle? Valinotti suggests:

* Take a look at all your insurance policies. If they’re not with the same insurance company, you could be losing as much as 25 percent in bundling discounts on each car, as well as on your homeowners policy. Think about including your life insurance, as well, which could result in another 2 to 5 percent in savings.

* Consider adding an umbrella policy. If you own your home, an umbrella policy gives you extra liability protection on your home and car, and might earn you even more discounts to your homeowners and auto insurance.

* Research options for renters. If you don’t own your home, bundling may still be an option. Look into bundling a renters policy with your car insurance, which might result in as much as a 20 percent discount on your auto coverage. Because renters insurance is inexpensive, it may almost pay for itself by savings through bundling.

* Investigate bundling with business policies. If you have a business, find out whether bundling your business policies will qualify you for discounts on your personal insurance.

Valinotti cautions that some auto or home insurance bundling discounts might not be available to people with poor driving records. He also advises not to base decisions on price alone. “Customer service is just as important to consider,” he says.

Valinotti adds, “Make sure you speak with your agent about all available bundling options and choose those you’re most comfortable with.”

Comments

comments

Special to The Enterprise

.

News

 
New greenhouse will add to ‘Farm to Mouth’ program

By Anne Ternus-Bellamy | From Page: A1 | Gallery

 
Learn about pollinators, gardens and honey at Yolo Basin fundraiser

By Special to The Enterprise | From Page: A1 | Gallery

Fire damages South Davis home

By Lauren Keene | From Page: A2 | Gallery

 
Can you give them a home?

By Enterprise staff | From Page: A2 | Gallery

 
For the record

By Enterprise staff | From Page: A2

Gerber nominations close Saturday

By Enterprise staff | From Page: A3

 
Explorit: Humming right along

By Lisa Justice | From Page: A3

Flower arrangers feature S.F. designer

By Enterprise staff | From Page: A3

 
Celebrate Africa on Saturday at I-House

By Enterprise staff | From Page: A3

Spring sing-along is March 4

By Enterprise staff | From Page: A4

 
Chamber explores how to pay for Davis’ needs

By Enterprise staff | From Page: A4

Wolk and Dodd team up to provide Napa earthquake tax relief

By Special to The Enterprise | From Page: A4

 
Robb Davis to speak about homelessness, energy

By Enterprise staff | From Page: A4

Class of 1970 plans 45-year reunion

By Enterprise staff | From Page: A5

 
Bicycle safety course to be offered in Davis

By Enterprise staff | From Page: A5

 
Documentary on immigration issues will be screened

By Special to The Enterprise | From Page: A5

Learn about your brain on March 14

By Enterprise staff | From Page: A5

 
A fill-up mishap

By Special to The Enterprise | From Page: A5

Two free yoga classes offered March 12

By Enterprise staff | From Page: A5

 
Take a night walk at Cache Creek

By Enterprise staff | From Page: A5

Adopt a household for Bridge to Housing participants

By Enterprise staff | From Page: A7

 
Workshop will teach sustainable gardening methods

By Special to The Enterprise | From Page: A8

 
.

Forum

Tired of all of this

By Creators Syndicate | From Page: B5

 
Cavalier attitude about bike safety

By Letters to the Editor | From Page: B6

Start early to build healthy dental habits

By Special to The Enterprise | From Page: B6

 
Tom Meyer cartoon

By Debbie Davis | From Page: B6

 
No extra cost for containers

By Letters to the Editor | From Page: B6

Oral Health Project launches

By Letters to the Editor | From Page: B6

 
Here an H, there an H

By Letters to the Editor | From Page: B6

.

Sports

Off day for Aggie men at UCSB

By Kim Orendor | From Page: B1 | Gallery

 
Aggie women fall to 4th after lackluster showing

By Bruce Gallaudet | From Page: B1 | Gallery

Lady Devils are on to the SJS semis

By Spencer Ault | From Page: B1 | Gallery

 
Blue Devil boys expect a spike in production

By Thomas Oide | From Page: B1 | Gallery

Inquiring minds want to know about Aggies

By Bruce Gallaudet | From Page: B1

 
Encouraging start for DHS boys tennis team

By Enterprise staff | From Page: B1 | Gallery

Late goal lifts Red Wings over Sharks

By The Associated Press | From Page: B4 | Gallery

 
Watney struggling at windy Honda Classic

By Enterprise staff | From Page: B12

 
.

Features

.

Arts

International Film Series to present ‘Jaffa’

By Special to The Enterprise | From Page: A10

 
Monticello announces March schedule

By Special to The Enterprise | From Page: A10

The Artery presents ‘Stepping Into Nature’

By Enterprise staff | From Page: A10 | Gallery

 
YoloArts’ Gallery 625 presents ‘The Poetry of Dots’

By Special to The Enterprise | From Page: A10 | Gallery

‘Focus': A sharply conceived caper

By Derrick Bang | From Page: A11 | Gallery

 
The Woodland Opera House announces 2015-16 season

By Special to The Enterprise | From Page: A12 | Gallery

.

Business

Nissan’s Z remains an affordable performer

By Ann M. Job | From Page: B3

 
Car Care: Simple DIY steps to protect your car through all seasons

By Special to The Enterprise | From Page: A7

 
.

Obituaries

Dieter W. Gruenwedel

By Special to The Enterprise | From Page: A4

 
George Miller Jr.

By Special to The Enterprise | From Page: A4

Death notice: Celia E. Recchio

By Enterprise staff | From Page: A4

 
Vernon E. Burton

By Special to The Enterprise | From Page: A4

.

Comics

Comics: Friday, February 27, 2015

By Creator | From Page: B5