Require insurance of gun owners

By From page A12 | April 26, 2013

If 90 percent of us can be wrong and 9,000 deaths a year the price, it’s time to balance the economic equation. Not a tax — insurance.

With annual shooting murders in the United States exceeding our losses during the years of heaviest fighting in the Iraq and Afghan wars, I’m not about to let the gun lobby’s defeat of our senators be the end of it.

Locally it is entirely possible to implement what was proposed by New York Rep. Carolyn Maloney to require liability insurance of gun buyers. Own a gun, pay liability insurance. If it’s a hunting rifle and the actuarial says you’re a good risk, it’s a low premium. If it’s a handgun and you have a DUI — you pay more.

It may be hard to hear, but in addition to those people who kill other people with guns, another 17,000 shoot themselves dead and about 70,000 are injured by guns each year.

Let’s make gun ownership pay for its liability. If you take a safety course and register your gun you get a break on your insurance.

I’m joining the newly forming Yolo County chapter of the Brady Campaign. We will put an end to the brandishing of the Second Amendment at the expense of the other 26. First locally, then we will take another swipe nationally.

Scott Ragsdale

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