Time to repeal Obamacare

By From page A6 | December 04, 2013

Obamacare needs to be repealed now. Sound extreme? Then take a look at what is occurring.

The $480-per-month insurance policy for my wife and me was canceled along with millions of other self-insureds. I went to the “affordable,” “better prices because purchasing in a group” Covered California exchange. The virtually same policy by the same insurer was now available at $1,150 per month, or $8,000 more per year. That is  a huge increase in premiums. We will now be uninsured.

The bulk of the population has employer-sponsored insurance. Minimally, two things will happen to those employers. Employees previously opting out of coverage, but now required to have it, will now sign up. And overall premiums of company policies will increase in the same way the self-insureds’ did.

The company has several options to keep costs to where they have been. It can pass on more of the premiums to employees. It can get a cheaper plan with a higher employee deductible for the employees. And it can have more part-time positions under 30 hours. So employees will pay more, get less value and have fewer work opportunities. It isn’t the fault of the employers. Obamacare causes this.

All the increases in premiums are in addition to the higher taxes we will pay to cover the subsidies, increases in Medicaid and the increased administration for this program. $1.5 trillion over 10 years has to come from taxes. You didn’t know your taxes were going up? The income tax rates didn’t go up, but our taxes were raised in less obvious ways than that. And for all that isn’t covered by current taxes, it goes onto debt for our kids to pay.

Don’t forget that while the insurance companies figure out just how much higher the premiums really need to be, the government, i.e. you and me, covers any of their losses for the next three years.

The speaker of the House at the time, Nancy Pelosi, told us we wouldn’t know what is in the bill until after it is passed. The representatives should have known if they read the bill before they voted. Now we now what is in it. Time to tell the same representatives to repeal it and find a different way to solve the problem.

John Doughty

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