Sunday, August 31, 2014
YOLO COUNTY NEWS
99 CENTS
In this photo taken Dec. 7, 2012, Alma Ponce and her family, daughter Ruby, 10, left, son Heriberto Jr., 5, and husband Heriberto, pose for a photo outside their Woodland, Calif., home. Earlier this year, Wells Fargo began foreclosure proceedings on their home, even as the family sought to refinance. As part of a package of new laws to help homeowners, taking effect Jan. 1, lenders will be prohibited from foreclosing while they consider homeowners' request for alternatives. (AP Photo/Rich Pedroncelli)