This photo taken May 3, 2013 shows John Sayles, 79, a planner at Stanley Consultants, reviewing a map from a New Orleans project he worked on, at the company’s headquarters in Muscatine, Iowa. Sayles is among the employees at Stanley who have participated in “phased retirement,” in which a worker can cut back their hours in the months or years before their formal retirement, and continue to work part-time after. Employers around the country offer phased retirement, giving older workers a chance to transition more slowly to their post-career life. (AP Photo/Matt Sedensky)